Terms of Service

Legal Disclaimer and Terms of Use for This Web Site

Please read these Terms of Use carefully. These terms may have changed since your last visit to this Internet site (“site”). By using this site, you indicate your acceptance of these terms. If you do not accept these terms, please do not use this site.

Access to this Site

The information contained in this site is for general guidance on topics selected by FirstStat. Such information is provided on a blind-basis, without any knowledge as to the reader's industry, identity or specific circumstances. The application and impact of relevant laws will vary from jurisdiction to jurisdiction. There may also be delays, omissions, or inaccuracies in information contained in this site. The information on this site is provided with the understanding that FirstStat and various authors and publishers' providing such information does not constitute the rendering of legal, accounting, tax, career or other professional advice or services. As such, information on this site should not be relied upon or used as a substitute for consultation with professional advisors.

FirstStat may alter, suspend, or discontinue this site at any time for any reason, without notice or cost. The site may become unavailable due to maintenance or malfunction of computer equipment or other reasons.

By using this site, you agree to indemnify, hold harmless and defend FirstStat from any claims, damages, losses, liabilities, and all costs and expenses of defense, including but not limited to, attorneys' fees, resulting directly or indirectly from a claim by a third party that is based on your use of this site in violation of these terms.

Copyright and Trademark Information

This site and all the information it contains, or may in the future contain, including, but not limited to, articles, white papers, press releases, opinions, text, directories, guides, photographs, illustrations, trademarks, trade names, service marks and logos (collectively, the "Content"), is the property of FirstStat, its parents, affiliates, subsidiaries, and licensors, and is protected from unauthorized copying and dissemination by U.S. Copyright law, trademark law, international conventions, and other intellectual property laws. Nothing contained on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this site or any Content displayed on this site, through the use of framing or otherwise, without the prior written permission of FirstStat or such third party that may own the trademark or copyright of material displayed on this site.

Subject to your full compliance with these terms, FirstStat authorizes you to view the Content, make a single copy of it, and print that copy, but only for your own lawful, personal, noncommercial use, provided that you maintain all copyright, trademark and other intellectual property notices contained in such Content, and provided that the Content, or any part thereof, is not modified.


To the fullest extent permissible pursuant to applicable law, FirstStat disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Specifically, but without limitation, FirstStat does not warrant that: (a) the information on this site is correct, accurate or reliable; (b) the functions contained on this site will be uninterrupted or error-free; or (c) defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components.

Limitation of Liability

Under no circumstances shall FirstStat be liable for any incidental, special, consequential or exemplary damages that result from the use of, or the inability to use, this site or the information contained on this site, even if FirstStat has been advised of the possibility of such damages. In no event shall FirstStat total liability to you for all damages, losses, and causes of action — whether in contract, tort (including, but not limited to, negligence) or otherwise — exceed $1.

Jurisdictional Issues

FirstStat makes no representation that information on this site is appropriate or available for use outside the United States. Those who choose to access this site from outside the United States do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

Links to Other Sites

This site may contain links to non- FirstStat sites. These links are provided to you only as a convenience. Such linked sites are not under the control of FirstStat and FirstStat is not responsible for the contents of any linked site, or any link contained in a linked site. The inclusion of any link does not imply endorsement by FirstStat of the site, and FirstStat shall have no responsibility for information that is referenced by or linked to this site.

Submissions to FirstStat and Affiliated Servers

Any information, including but not limited to remarks, suggestions, ideas, graphics, or other submissions, communicated to FirstStat through this site is the exclusive property of FirstStat. FirstStat is entitled to use any information submitted for any purpose, without restriction (except as stated in the Privacy Statement below) or compensation to the person sending the submission. The user acknowledges the originality of any submission communicated to FirstStat and accepts responsibility for its accuracy, appropriateness, and legality.

Entire Agreement

This is the entire Agreement between the parties relating to the subject matter herein and shall not be modified except in writing signed by both parties or by a new posting by FirstStat, as described above.

Privacy Statement

You may read FirstStat's privacy policy here. You may also read FirstStat's HIPAA privacy practices here to learn how medical information about you may be used and disclosed, as well as your rights regarding your medical information.